First home, no guesswork
A plain-language starting point for first-time buyers.
Know your numbers
Your lender looks at income, debts, credit and savings. Ask about loan types such as conventional, FHA, VA and USDA, and whether you qualify for any down payment assistance programs.
Use the mortgage calculator on this site to see how price, rate and down payment change your monthly cost.
Learn the vocabulary
Escrow is a neutral third party that holds funds and documents until closing. Contingencies are the conditions that let you cancel if something goes wrong. Closing costs are the fees to finalize the loan and transfer the home.
Lean on your agent
As a buyer's agent, Sabrina's job is to represent you: finding homes, explaining the paperwork, negotiating and keeping the deal on track.
Ask anything. No question is too basic.
Get home alertsThis guide is general information, not legal, tax or lending advice. Talk with the right professional about your situation.
